Oxford dictionary: A Brief overview to largest Dictionary

we must hear about a great and one of most largest dictionary in the world that is Oxford dictionary. we have gone through it in our childhood for learning the great english.

History Oxford dictionary

hostory

How To Earn money without working a single day

What will u say if I tell u “you can earn money without working a single day”. Some may think it is not possible but it is possible in today’s world .Have u ever think to earn money without working a single day ? Perhaps yes that’s why u reading this .Now I am going to talk about an idea due to which this thing became possible .The idea of working for our passion due to which it became possible .At present time there are a number of people earning money without working a single day for example Mark Elliot Zuckerberg, Bill Gates not only they. There are a number of people who is working for his passion about whom we do not know but more than 90% people do not know about passion then what will they do ? According to Steve Jobs theory “you should find your passion by trying to do different work ” but according to me it is not a solution it is a question against question . So, I m just thinking about how to make anything ur passion because it is easier than finding ur passion .

Earn money without working a single day

What will u say if I tell u “you can earn money without working a single day”. Some may think it is not possible but it is possible in today’s world .Have u ever think to earn money without working a single day ? Perhaps yes that’s why u reading this .Now I am going to talk about an idea due to which this thing became possible .The idea of working for our passion due to which it became possible .At present time there are a number of people earning money without working a single day for example Mark Elliot Zuckerberg, Bill Gates not only they. There are a number of people who is working for his passion about whom we do not know but more than 90% people do not know about passion then what will they do ? According to Steve Jobs theory “you should find your passion by trying to do different work ” but according to me it is not a solution it is a question against question . So, I m just thinking about how to make anything ur passion because it is easier than finding ur passion .

THE POWER OF POSITIVITY

HELLO SMART PEOPLE ,this is a world of proof and logic .A world where people want to know reason behind everything. So, many people do experiment on our ancestor’s beliefs to know whether they were right or there beliefs are wrong. Today i will talk about a man who did an experiment on rice to know about the power of positivity and his name is Masaru Emoto. Emoto was a japanese experimenter who did experimenton on two jar which were full of rice.He stick two stickers on each one of them in first sticker he wrote i love you and on second sticker he wrote i hate you and keep them in the same room and whenever he went to that room and see first jar on which it’s written that i love u then he do praise of it and on the other side when he saw the another jar then he start to abuse it and he keep doing this till one month and after that when he open the first jar than he got that the rice were not rotten it was as good as he kept it in the jar .Now when he open the second jar and then he found that it was rotten and a bad smell was coming out of that box.

Everybody in this world wants to hear praise no matter whether he is smart or the foolish one .Whenever u do praise of anybody then not only he start to respecting u .U also start feeling awesome because whenever u tell a positive thing about anyone then a positive energy is also start emitting from u due to which u also start feeling nice but when u abuse anybody and criticize anybody without any good reason then a negative energy is also start emitting from u due to which u start feeling bad. So ,whenever u feel bad and negative thoughts start coming from inside u then start remembering ur positivity the thing which u get in ur life no matter whether success is small or big because “always a road of success covered with the stones of failure” .If u do not believe on me then do this experiment with ur friends and share ur experience with me on the comment box.

Bank – Because Money Matters

What is Bank ?

It is an organization in which you can borrow money at low interest rate ,deposit money and who will keep ur money safe with some term and condition .

There are three types of bank : –

1. Public Sector Bankk

2. Private sector Bank

3. Foreign Bank

What is public sector bank ?

A bank whose more than 50% shake are held by government is called public bank.

What is private sector bank ?

A bank whose more than 50% shake are held by it’s shareholders.

What is foreign bank ?

Those bank whose headquarters are in foreign country and they are fully controlled by foreign country .

Now how many public sector bank in India ?

There are 20 public sector bank in India :-

1. Allahabad Bank – This bank established on 25 April 1865 by a group of european in Allahabad. Now it’s headquarter is in Kolkata which was shifted on 1923 from Allahabad. According to forbes global 2000 list it’s rank was 1882. Its 60% share is under the government.

 

Andhra Bank - This bank was establish on 20 Movember 1923 by Bogharaju pattabhi Sitaramayya. Now it's headquarter is in Hyderabad which was shifted on 1956 from Machilipatnam(Andhra Pradesh). Its 69% share is under the government.

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Buddhism – A Religion based on truth

Hello smart people , Buddhism is a knowledge which is based upon the meaning of life ,spiritual power and on the power of faith . 7% population of the world means more than 500 million people are following the Buddhism .18% people of China are the followers of buddha .33.9% people of Singapore are the follower of Buddish.More than 90% population of Buddism are live in Asia. Those people who are following the buddha religion(dharma) are known as buddhist. It is the fourth largest religion of the world.There is 3 most important tips on which the whole Buddism is based and they are truth .

The three universal :-

More than 90% population of Buddism are live in Asia. Those people who are following the buddha religion(dharma) are known as buddhist. It is the fourth largest religion of the world.There is 3 most important tips on which the whole Buddism is based and they are truth . Nothing is lost in the universe

1. The law of Cause and effect

2. The three training and practice

a. Sila – Everyone is equal in this world

b. Samadhi – It is a state in which u controls every part of your body and mind

c. Prajna – Enlightenment is a state of pure soul

3. The four noble truths

a. Dukkha – Causes of sadness are pain, lost ,failed in anything ,sickness.

b. Samudaya – A pain comes due to attachment.

c. Nirodha – Contron on the fear of everything.

d. Magga – A full control over your mind

Truths:

Gautam Buddha is known as the founder of this religion . According to wikipedia Buddha was born on 563 or 480 BC(before christ).His childhood name was Siddharth.

He belonged to the hindu royal family .He was born in Lumbini which is now in Rupandevi district of Nepal. This district is in between the country border of Nepal and India .In Lumbini there are few places where you would like to Visit and their name are Maya Devi Temple ,World Peace Pagoda ,Myanmar Golden temple, Great Drigung Kagyud lotus Stupa ,Ashoka Piller and the last one is Lumbini Crane Century.

He got marriage at the age of 16 with Yasodhara .At the age of 29 he left home because he became to know that he was not born only to collect wealth.

He got that money can not buy everything . He wanted to know about the truth behind life and death . He left his state and family and start living like mandicant(A state of living in which one should beg for food and shelter and give his all time and energy to the poor people). After that he went to Rajgir .Rajgir oldest name was Girivraj .At persent time it is situated in Nalanda district of Bihar.

This is one the most beautiful place of India which is generally famous for hot water kund and Viswa Shanti Stupa .There are many visiting place Pandu Pokhar ,Rajgir ropeway ,Swarn Bhandar , Phra Ovadapatimokkha Dhammacetiya ,Ghora Katora lake ,Ashoka’s Stupa,Ajatshatru Fort ,Battle Ground of Jarasandh,and Venu Van.

Rajgir where Gautam buddha learnt a high level of yogic meditation by two great monk whose name are Alara Kalama and Udaka Ramaputta but he was not satisfied with that knowledge .He became to know that meditation Dhyan is the right way of awakening.

After 49 days of meditation .Finally he found the truth under the piple tree which is now known as Bodhivriksh and which is situated in Bodh Gaya at the age of 35

Functions of Banks – A Look on Function of Bank

For general knowledge pont of view, the following points emphasize the banks ‘ top functions. The features are:

1. Collection of Community Savings

2. Lending and Investment

3. Wealth creation.

Community Savings Collection:

People are not keeping their savings at home nowadays. They are depositing them into banks. This avoids the risk of loss (from theft, etc.). In addition, some interest has been earned. There are different deposit types. Some are deposits currently in existence.

Either very small or nil is the interest paid on such deposits. Some deposits may be withdrawn after a fixed period (one year, two years, etc.) or subject to some fraction of the deposited amounts, etc. Such deposits are referred to as time deposits. The different varieties of time deposits, such as fixed deposits, savings deposits, etc., have different names. Time deposits are earning higher interest rates.

Lending and Investment

Banks lend money to traders, businessmen and others. The loan is made using a number of methods. In the borrower’s name, an account is sometimes opened and checks may be drawn. A person with an account may be allowed to collect more money than he has on the account. This is called an exhaust system.

It is also possible to lend money to a bank by discounting a bill or a Hundi. Banks invest money on corporate shares and debentures and on public bills. They provide industry with money against government security Promissory Notes, shares, debenture, gold, manufacturing goods, etc.

Wealth creation

In former times, banks were able to print and issue notes on request. The notes have been used as an exchange medium. Currently, only the country’s central bank can issue notes. However, banks can give loans that exceed the amount that they deposit. Checks against these loans can be drawn and checks can be used as an exchange medium. Banks can therefore create money.

Function of Bank on exam Point Of View:

Student when go to the interview of Bank, Bank asked the student tell me the Function of Bank. Let’s learn the Function of Bank for exam:

Function of Bank

Acceptance of deposits:

A bank’s most important role is to mobilize public funds. Bank provides the depositors with safe custody and interest.

Save deposit:

Save deposit account for those individuals who want to save for future needs and uncertainties. Number and quantity of withdrawals are not restricted. Bank offers check books, ATM cum debit cards and Internet banking facilities. Depositors must maintain a minimum balance that varies across banks.

Fixed deposit or term deposit Money is deposited for a fixed tenure on a fixed deposit account. Banks issue a certificate of deposit containing name, address, deposit amount, date of withdrawal, signatures of the depositor and other important information.

During this period, depositors can not withdraw money. In the event that depositors wish to withdraw before maturity, banks will charge the penalty for premature withdrawal. Current account Companies normally open current accounts. For these accounts, banks provide overdraft facility whereby account holder can withdraw more money than the bank balance available.

To meet urgent needs, this acts as a short-term loan. Bank charges high interest rates and overdrawn charges.

Recurring deposit:

In this type of account depositors, certain sums of money are deposited at regular time. Recurrent account benefit is that it benefits from compounded interest rates and allows depositors to collect large sums of money.

Granting Loans and Advances Cash Credit:

It is a short-term loan facility under which banks allow their customers to borrow up to a certain limit, normally banks grant this loan against certain property’s mortgage. Bank overdraft bank provides this facility to current account holders

. Account holder may withdraw money up to the provided limit at any time. He only has to pay interest on the amount borrowed for the period he borrowed. Loans banks provide loans for different types of short-term and long-term needs. In installments, the borrower pays back the loan.

Discounting bills

Sellers send bills to buyers in normal day-to-day business whenever they sell their products and payment in stipulated time is mentioned in the bill. Let’s take it for 30 days. Seller may discount the bank bill for certain fees under such conditions. Bill discounting acts as a short-term loan in such a situation. In the event that the buyer or drawer defaults, bank sends the bill back to the drawer seller so that he can take legal action against the drawee or buyer.

Agency functions

  • Funds transfer
  • Cheques collection
  • Periodic payments/collection
  • Portfolio management

Utility functions

  • Issue of draft, letter of credit etc :-Letter of credit acts as an assurance that the bank will make the payment up to the amount specified in the letter of credit if the borrower fails to make the payment.
  • Locker facility
  • Underwriting of shares
  • Dealing in foreign exchanges
  • Project reports
  • Social welfare programs